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Finance

Insurance Apprenticeship Programme 2027 - Commercial Insurance

Howden
Location
Manchester
Salary
£23,000 per year
Duration
18 months
Hours per week
40h
Positions available
1
Level
Level 3 – Advanced
Qualification
Level 3
Start date
1 September 2027
Application deadline
13 November 2026
Vacancy reference
R0019697
Minimum grades
GCSE English grade C/4, GCSE Maths grade C/4
Disability Confident
✓ Yes

Apprenticeships are open from age 16, once you have finished Year 11 (S4 in Scotland).

About the role

Join Howden's Commercial & Schemes division as an Insurance Account Handler. You'll build relationships, solve problems and help clients protect what matters most. Working with organisations across construction, hospitality, manufacturing, real estate, motor, education and professional services, you'll learn the foundations of commercial insurance, draft professional correspondence, build confidence speaking with clients and insurers, gather and maintain client records, and support with policy amendments and renewals. No insurance experience needed – you'll receive structured training throughout the 18-month apprenticeship development programme.

Requirements

Must have full and unrestricted right to work in the UK. Must have lived permanently in the UK for the last 3 years. Must have achieved grade C/4 in GCSE English and Maths. Must not already hold a qualification that significantly overlaps with the apprenticeship content. Must be able to work in the office at least 4 days per week and live within commutable distance to Manchester.

Working week

Full time, expected to work in office at least 4 days per week

Skills

Client relationship buildingProfessional communicationPhone and email skillsAttention to detailOrganisational skillsProblem-solvingTask prioritisationCustomer service

Required qualifications

Essential
GCSE · English · Grade C/4
Essential
GCSE · Maths · Grade C/4
Essential
Apprenticeship · Insurance · Grade Level 3

Training & development

18-month structured development programme including: foundations of commercial insurance, professional email correspondence, client and insurer communication skills, policy management and information gathering, client record maintenance, relationship building, customer service excellence, insurance policy amendments and renewals process.
Future prospects
Upon completion, you will have gained real experience as an Insurance Account Handler, completed a fully funded Level 3 Insurance apprenticeship qualification, developed technical knowledge and professional skills, and be positioned to launch your career in the insurance industry.

Company benefits

£23,000 annual salary with generous pension scheme. 25 days' annual leave plus bank holidays. Fully funded professional qualifications relevant to your role. Structured learning and development through 18-month apprenticeship programme. Access to discounted personal health policies, wellbeing support and range of employee benefits and insurance products. Reasonable adjustments available including flexible hours and hybrid working where applicable. Travel costs covered for assessment centre.

Things to consider

You may only apply to one apprenticeship programme for the 2027 intake. Duplicate applications will not be considered. You must be able to work in the office at least 4 days per week and live within commutable distance to Manchester. The role is permanent from day one while completing the development programme.

About Howden

Howden is a global insurance group with employee ownership at its heart. With 24,000 employees spanning over 56 countries, the company is united by a shared passion and no-limits mindset. The Commercial & Schemes division helps organisations of different sizes find the right insurance to protect themselves from a wide range of risks.
Website
www.howden.com
If this one works out

This role is in Manchester. If you'd be moving for it, a room in a shared house there typically runs £550–£800 a month.

What rent could you afford on £23,000?Moving to ManchesterRenting at 18