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Finance

High Net-Worth Insurance Apprenticeship Programme 2027

Howden
Location
Manchester
Salary
£23,000 per year
Duration
18 months
Hours per week
40h
Positions available
1
Level
Level 3 – Advanced
Qualification
Level 3
Start date
1 September 2027
Application deadline
13 November 2026
Vacancy reference
R0019699
Minimum grades
GCSE English grade C/4, GCSE Maths grade C/4
Disability Confident
✓ Yes

Apprenticeships are open from age 16, once you have finished Year 11 (S4 in Scotland).

About the role

Join Howden's High Net-Worth Insurance Apprenticeship Programme as an Account Handler supporting the Private Clients team. You'll help high net-worth individuals protect valuable assets including luxury homes, high-performance vehicles and unique valuables. Work alongside experienced colleagues learning high net-worth motor and home insurance, building client relationships, managing communications with insurers and underwriters, handling policy amendments and renewals, and maintaining accurate client records. No insurance experience needed – structured training provided.

Requirements

Must have full and unrestricted right to work in the UK. Must have lived permanently in the UK for the last 3 years. Must have achieved grade C/4 in GCSE English and Maths. Must not already hold a qualification that significantly overlaps with this apprenticeship content. Must be able to work in the office at least 3 days per week and live within commutable distance of Manchester.

Working week

Full-time. Must work in the office at least 3 days per week.

Skills

client communicationrelationship buildingcustomer serviceorganisational skillsmultitaskingattention to detailproblem-solvingresilience

Required qualifications

Essential
GCSE · English · Grade C/4
Essential
GCSE · Maths · Grade C/4
Essential
Apprenticeship · Insurance · Grade Level 3

Training & development

18-month structured development programme including: foundations of high net-worth motor and home insurance, Account Handler responsibilities, client communication skills, understanding client insurance needs, managing communications with insurers and underwriters, handling client enquiries, policy amendments and renewals processes, relationship building, professional service delivery, and client record management.
Future prospects
Complete fully funded professional qualifications relevant to insurance role. Develop technical knowledge, professional skills and confidence to launch career in insurance.

Company benefits

£23,000 salary and generous pension scheme. Fully funded professional qualifications. 25 days annual leave plus bank holidays. Discounted personal health policies. Wellbeing support. Range of employee benefits and insurance products. Access to reasonable adjustments including flexible hours and hybrid working where possible.

Things to consider

Application process includes: online form (no CV required), online gamified assessment, pre-recorded video interview, and in-person assessment centre. Travel costs for assessment centre covered by Howden. You may only apply to one apprenticeship programme for 2027 intake. Must live within commutable distance of Manchester. Permanent role from day one.

About Howden

Howden is a global insurance group with employee ownership at its heart. Comprises 24,000 employees spanning over 56 countries. Known for collaborative culture, no-limits mindset, and employee retention. Values diversity and supports career development.
Website
www.howden.com
If this one works out

This role is in Manchester. If you'd be moving for it, a room in a shared house there typically runs £550–£800 a month.

What rent could you afford on £23,000?Moving to ManchesterRenting at 18